Fixed Indexed Annuities with Living Benefit Riders
Product AK AL AZ AR CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS
PRC 8% 15% 15% 15%   15%   15% 8% 15% 15% 15%   15% 15% 8% 15% 8% 15% 15% 8%   15% 8% 8% 8%
PPC                                                  
PIA                                                    
MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
PRC 8% 8% 15% 15% 8% 8% 15% 8%   8% 8% 8%   15% 15% 15% 15% 8% 8% 8% 15% 8% 15% 15% 15%
PPC                                                  
PIA                                                  
% indicates premium bonus amount.

PPC Care Benefit Protection

  • In TX, this benefit is available for nursing home confinement only.
  • In AK, CA, CT, HI, IL, OR, PA, VA, and WA this benefit is not available.

PRC Premium Bonus

  • In those states where the Premium Bonus Percentage is 15% when the rider is elected, the percentage is 10% if no rider elected.
  • In DE, IN, KY, MD, MS, MT, NV, NH, OH, OK, TX, UT, and FL (ages 65-80), where the Premium Bonus Percentage is 8% when the rider is elected, the percentage is 5% if no rider elected.
  • In AK, MN, MO, NC, NJ, OR, VA, and WA, where the Premium Bonus Percentage is 8% when the rider is elected, the percentage is 4% if no rider elected.

In Florida only - PRC

  • The Premium Bonus Percentage and Surrender Charge Schedule (PRC only) are based on the issue age of the oldest owner:
    • PRC = 8% and 12 years for ages 0-64 and 5% and 10 years for ages 65-80
 
Simplified-Issue Life Insurance
Name AK AL AZ AR CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS
SIL                                                  
RL                                                    
MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
SIL                                                    
RL                                                    
Note: CA has not approved any of the accelerated benefit riders.
CT has not approved the Critical Illness Rider.
PA has not approved any reversionary annuity riders or the accidental death benefit rider with RL.
MD does not have Education Benefit Rider available with RL.
NH does not have the Legacy Benefit Rider available with RL.
 
     Available for sale

For information about any of these products
please call us at 888-794-4447.

     Product Available, No Riders
     Product Not Available
    
   
 
Phoenix Products

For producer use only.
Not for distribution to the public.

PRC - Personal Retirement Choice SIL - Simplicity Index Life
PPC - Personal Protection Choice RL - Remembrance Life
PIA - Personal Income Annuity