Alternative Retirement Solutions

Phoenix's Alternative Retirement Solutions (ARS) division is focused on developing innovative retirement solutions for advisors to offer their clients, with the goal of addressing key retirement concerns including market and longevity risks. Solutions to these risks can often be found in hybrid offerings that combine asset management products with certain features of annuities, including income guarantees and survivorship benefits. These solutions include "Stand Alone Living Benefits" (SALBs).

For more information please contact your Financial Advisor or call 800-866-0753.

Lifetime guarantees are based on the claims-paying ability of the issuing insurance company.

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©2001-2014 The Phoenix Companies, Inc.

Insurance and annuities issued by Phoenix Life Insurance Company (PLIC) (East Greenbush, NY), PHL Variable Insurance Company (PHLVIC) (Hartford, CT) and Phoenix Life and Annuity Company (PLAC) (Hartford, CT). PHLVIC is not authorized to conduct business in NY and ME. PLAC is not authorized to conduct business in CA, GA, MA, ME, MN, NH, and NY and not authorized to conduct variable universal life insurance business in ID and LA. The insurers referenced are separate entities and each is responsible only for its own financial condition and contractual obligations.

Securities distributed by 1851 Securities, Inc. (Hartford, CT), member FINRA.

Members of The Phoenix Companies, Inc.

Not all products and services described here are available in all states of the USA.