(public)
Annuity Product Portfolio

Variable Products not available for new sales.

Phoenix provides an extensive portfolio of annuity products to financial advisors and their clients that are designed to address a range of retirement planning needs.

In compliance with state adoption of the 2010 NAIC Model Regulation on Suitability in Annuity Transactions, state and product training procedures are now in place for several states. View Annuity Training Requirements.
Fixed Indexed Annuities

click to expand or collaspePhoenix Personal Income Annuity (Policy Form 10FIA)


click to expand or collaspePhoenix Index Select Gold® Bonus (Policy Form 10FIA)


click to expand or collaspePhoenix Next Generation Annuity (Contract Form 10FIA)


click to expand or collaspePhoenix Personal Protection ChoiceSM (Policy Form 10FIA)


click to expand or collaspePhoenix Personal Retirement ChoiceSM (Policy Form 10FIA)


click to expand or collaspePhoenix Reflections Gold® Bonus (Policy Form 10FIA)


click to expand or collaspePremier LifeStyle Annuity (Policy Form 10FIA)


click to expand or collaspeSecure LifeStyle Bonus Annuity (Policy Form 10FIA)


Fixed Annuities

click to expand or collaspePhoenix Select Plus® (Policy Form D607 or D608)


click to expand or collaspePhoenix Edge®-SPIA (Policy Form I603 or I604)


click to expand or collaspePhoenix FamilyShield AnnuitySM (Policy Form ICC10MSPIA or 10MSPIA)


Variable Annuities

click to expand or collaspePhoenix Dimensions® (Policy Form D617)


1Your principal is protected against market losses and guaranteed under the base contract. An optional rider with fees deducted from the contract value which could potentially result in a loss of principal if the contract has had zero or very modest interest credits.

2Optional riders involve an added fee that is deducted from the contract value.

For more information about Phoenix variable annuities, obtain a current contract prospectus and underlying fund prospectuses by contacting your financial representative, calling 1-800-417-4769, or from this site. You should carefully consider the investment objectives, charges, expenses and risks before you invest. This and other important information about the variable annuity product is contained in the prospectuses. Please read the prospectuses carefully before you invest.

Please review this important information regarding annuities:

Although annuities may sometimes be sold by banks, they are not FDIC-insured, nor are they backed by the bank which sells the annuity.

Variable annuities are long-term investment vehicles particularly suitable for retirement savings. Annuities generally have surrender charges, expenses, and contract fees. This usually makes them unsuitable as short-term investment vehicles, because these costs will impact the value of the contract. Early withdrawals are subject to surrender charges. Withdrawals are subject to ordinary income tax, and if taken prior to age 59 ½, a 10% IRS penalty may apply. Withdrawals have the effect of reducing the death benefit and cash surrender value.

Because variable annuities and their subaccounts are subject to market risk, their value can fluctuate. Thus, their performance is not guaranteed, and you may receive more or less than the original investment amount. In choosing an investment, you should consider your financial goals and willingness to accept risk.

Annuities should not be sold in qualified plans because of tax-deferral, but rather when other benefits, such as lifetime income payments, protection through the death benefits and guaranteed fees, support the recommendation.

"Standard & Poor's®," "S&P®," "S&P500®," and "500" are trademarks of Standard & Poor's Financial Services LLC ("Standard & Poor's") and have been licensed for use by Phoenix Life Insurance Company and its affiliates. The Product is not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of purchasing the Product.

"The EURO STOXX 50® Index" is the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland, (the “Licensor”), which is used under license. The securities or financial instruments, or options or other technical term based on the Index are in no way sponsored, endorsed, sold or promoted by the Licensor, and the Licensor shall not have any liability with respect thereto.

"Dow Jones", "Dow Jones®", "DJIA", "The Dow®", "The Dow 30" and the "Dow Jones Industrial AverageTM," are trademarks of Dow Jones & Company, Inc. and have been licensed for use for certain purposes by Phoenix Life Insurance Company and its affiliates. Phoenix Life Insurance Company's product(s) based on the Dow Jones Industrial AverageTM is not sponsored, endorsed, sold or promoted by Dow Jones, and Dow Jones makes no representation regarding the advisability of trading in such product(s).

Nasdaq®, OMX®, NASDAQ OMX®, Nasdaq-100®, and Nasdaq-100 Index®, are registered trademarks of The NASDAQ OMX Group, Inc. (which with its affiliates is referred to as the "Corporations") and are licensed for use by Phoenix Life Insurance Company and its affiliates. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. The Corporations make no warranties and bear no liability with respect to the Product(s).

iShares is a registered mark of BlackRock Institutional Trust Company, N.A. ("BTC") and is used under license. BTC makes no representations or warranties regarding the advisability of investing in any product or service offered by Phoenix Life Insurance Company and its affiliates. BTC has no obligation or liability in connection with the operation, marketing, trading or sale of any product or service offered by Phoenix Life Insurance Company and its affiliates.

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©2001-2014 The Phoenix Companies, Inc.

Insurance and annuities issued by Phoenix Life Insurance Company (PLIC) (East Greenbush, NY), PHL Variable Insurance Company (PHLVIC) (Hartford, CT) and Phoenix Life and Annuity Company (PLAC) (Hartford, CT). PHLVIC is not authorized to conduct business in NY and ME. PLAC is not authorized to conduct business in CA, GA, MA, ME, MN, NH, and NY and not authorized to conduct variable universal life insurance business in ID and LA. The insurers referenced are separate entities and each is responsible only for its own financial condition and contractual obligations.

Securities distributed by 1851 Securities, Inc. (Hartford, CT), member FINRA.

Members of The Phoenix Companies, Inc.

Not all products and services described here are available in all states of the USA.