Annuity Product Portfolio
Variable Products not available for new sales.
Phoenix provides an extensive portfolio of annuity products to financial advisors and their clients that are designed to address a range of retirement planning needs.
Fixed Indexed Annuities
Phoenix Personal Income Annuity (Policy Form 10FIA)
Phoenix Index Select Gold® Bonus (Policy Form 10FIA)
Phoenix Personal Protection ChoiceSM (Policy Form 10FIA)
Phoenix Personal Retirement ChoiceSM (Policy Form 10FIA)
Phoenix Reflections Gold® Bonus (Policy Form 10FIA)
Phoenix Dimensions® (Policy Form D617)
1Your principal is protected against market losses and guaranteed under the base contract. An optional rider with fees deducted from the contract value which could potentially result in a loss of principal if the contract has had zero or very modest interest credits.
2Optional riders involve an added fee that is deducted from the contract value.
For more information about Phoenix variable annuities, obtain a current contract prospectus and underlying fund prospectuses by contacting your financial representative, calling 1-800-417-4769, or from this site. You should carefully consider the investment objectives, charges, expenses and risks before you invest. This and other important information about the variable annuity product is contained in the prospectuses. Please read the prospectuses carefully before you invest.
Please review this important information regarding annuities:
Variable annuities are long-term investment vehicles particularly suitable for retirement savings. Annuities generally have surrender charges, expenses, and contract fees. This usually makes them unsuitable as short-term investment vehicles, because these costs will impact the value of the contract. Early withdrawals are subject to surrender charges. Withdrawals are subject to ordinary income tax, and if taken prior to age 59 ½, a 10% IRS penalty may apply. Withdrawals have the effect of reducing the death benefit and cash surrender value.
Because variable annuities and their subaccounts are subject to market risk, their value can fluctuate. Thus, their performance is not guaranteed, and you may receive more or less than the original investment amount. In choosing an investment, you should consider your financial goals and willingness to accept risk.
Annuities should not be sold in qualified plans because of tax-deferral, but rather when other benefits, such as lifetime income payments, protection through the death benefits and guaranteed fees, support the recommendation.S&P 500® is a registered trademark licensed for use by SPDJI and sublicensed for certain purposes by Phoenix Life Insurance Company. Phoenix products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the represented index(s). The EURO STOXX 50® Index is the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland and/or its licensors (“Licensors”), which is used under license. Phoenix Reflections Gold based on the Index is in no way sponsored, endorsed, sold or promoted by STOXX (the “Licensor”) and the Licensor shall not have any liability with respect thereto.
"Dow Jones", "Dow Jones®", "DJIA", "The Dow®", "The Dow 30" and the "Dow Jones Industrial AverageTM," are trademarks of Dow Jones & Company, Inc. and have been licensed for use for certain purposes by Phoenix Life Insurance Company and its affiliates. Phoenix Life Insurance Company's product(s) based on the Dow Jones Industrial AverageTM is not sponsored, endorsed, sold or promoted by Dow Jones, and Dow Jones makes no representation regarding the advisability of trading in such product(s).Nasdaq®, OMX®, NASDAQ OMX®, Nasdaq-100®, and Nasdaq-100 Index®, are registered trademarks of The NASDAQ OMX Group, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Phoenix Life Insurance Company and its affiliates. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. The Corporations make no warranties and bear no liability with respect to the product(s). iShares is a registered mark of BlackRock Institutional Trust Company, N.A. (“BTC”) and is used under license. BTC makes no representations or warranties regarding the advisability of investing in any product or service offered by Phoenix Life Insurance Company and its affiliates. BTC has no obligation or liability in connection with the operation, marketing, trading or sale of any product or service offered by Phoenix Life Insurance Company and its affiliates. The CS Tactical Multi Asset Index™ is sponsored and published by Credit Suisse. Phoenix has entered into an exclusive license agreement with Credit Suisse providing for the right to use the CS Tactical Multi Asset Index and related trademarks in connection with Phoenix indexed annuities. The annuities are not sponsored, endorsed, sold or promoted by Credit Suisse. Credit Suisse makes no representation or warranty, express or implied, regarding the advisability of investing in the annuities, and has no obligation or liability in connection with the administration, marketing or sale of Phoenix annuities.
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