State of Contract Rules
These pages are intended to assist licensed insurance producers in the sale and service of Phoenix products and are not intended for unassisted use by Phoenix customers. Phoenix customers should go here for Customer Service information.
The following state of contract rules apply to all new life insurance applications.
The state of contract will be determined by where the owner signs the application (application state).
Insured or owner:
Applicable to non corporate trusts and corporate trustees
Assuming one of the above conditions is met, the state of contract will be the application state.
For more information and assistance
If you have questions, please contact your Regional Sale Office at 1-800-417-4769.