Phoenix® Personal Protection Choice

Rates for new contracts effective: April 2014

Single-premium deferred indexed annuity
  • Principal Protected from Market Losses
  • 6 Indexed Accounts and 1 Fixed Account
  • Optional Benefit Riders
  • Guaranteed Death Benefit
  • 7 Fixed Annuity Payment Options
  • 10-Year Surrender Schedule
  For use in AL, AR, AZ, CA, CO, DC, GA, HI, ID, IL, KS, LA, MA, MI, NE, NM, ND, RI, SC, SD, TN, VT, WV, WI and WY For use in CT, DE, FL, IA, IN, KY, MD, MS, MT, NH, NV, OH, OK, PA, TX, and UT For use in MN, MO, NC, NJ and VA
POINT-TO-POINT INDEXED ACCOUNT Cap Rate Participation Rate Cap Rate Participation Rate Cap Rate Participation Rate
High Band Low Band High Band Low Band
Monthly S&P 500 2.05% 100% 1.95% 100% 1.95% 1.95% 100% 100%
1-Year S&P 500 5.50% 5.25% 5.25% 5.25%
2-Year S&P 500 11.00% 10.50% 10.50% 10.50% 100% 100%
1-Year DJIA 5.25% 5.00% 5.00% 5.00% 100% 100%
1-Year Euro Stoxx 50 5.75% 5.50% 5.50% 5.50%
1-Year Balanced Allocation (S&P 500, DJIA, Euro Stoxx 50) 5.50% 5.25% 5.25% 5.25%
FIXED ACCOUNT 2.55% N/A 2.40% N/A 2.40% 2.40% N/A N/A
High Band: Single Premimium $50,000+
Low Band: Single Premium $15,000 - $49,999

To learn more, call the Phoenix Sales Desk
at (888) 794-4447, option 1.

Phoenix reserves the right to revise declared rates at any time.

Annuity payments and guarantees are based on the claims-paying ability of the issuing company.

For producer use only. Not for distribution to the public. Products are subject to state approval.

Withdrawals are subject to ordinary income tax, and if taken prior to age 59½ , a 10% IRS penalty may also apply.

Non-Security Status: The Contracts and the Separate Account (Segregated Asset Account) are not registered with or reviewed by the SEC in reliance on exemptions under Federal Securities Law.

“Dow Jones”, “ Dow Jones®”, “DJIA”, “The Dow®”, “The Dow 30” and the “Dow Jones Industrial Average,” are trademarks of Dow Jones & Company, Inc. and have been licensed for use for certain purposes by Phoenix Life Insurance Company and its affiliates. Phoenix annuities based on the Dow Jones Industrial Average are not sponsored, endorsed, sold or promoted by Dow Jones, and Dow Jones makes no representation regarding the advisability of trading in such product(s).

The EURO STOXX 50® Index is the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland, (the “Licensor”), which is used under license. The securities or financial instruments, or options or other technical terms based on the Index are in no way sponsored, endorsed, sold or promoted by the Licensor and the Licensor shall not have any liability with respect thereto.

“Standard & Poor's®,” “S&P®,” “S&P 500®” and “Standard & Poor's 500” are trademarks of Standard & Poor's Financial Services LLC (“Standard and Poor's”) and have been licensed for use by Phoenix Life Insurance Company and its affiliates. Phoenix annuities are not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of purchasing Phoenix Personal Income Annuity.

Phoenix Personal Protection Choice (09EIA, ICC09EIAN, 10FIA and 101SN) is issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT). PHLVIC is not licensed to do business in New York and Maine.

Member of the Phoenix Companies, Inc.

A5107RF© 2012 The Phoenix Companies, Inc.

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